Need more information? Check out our FAQs.

What to do if you don’t have out of network benefits?

If you don’t have out of network benefits or your out of network benefits are not financially feasible for you, you can use CareFirst BCBS/ Anthem insurance at our partner practice, Sage Therapy Collective.

Some of our therapists accept CareFirst BCBS for individual psychotherapy (excluding specialized services such as EMDR) at our partner organization Sage Therapy Collective.

* In network for CareFirst BCBS/ Anthem insurance only

** Sage Therapy Collective does not offer specialized servicessuch as EMDR and Couples Therapy

We also offer Reduced/ Sliding Scale Fee therapy to help clients overcome financial barriers to access the care they deserve

We never want finances to be the reason you don’t get a specialized help you need, which is why all our therapists offer a few Reduced Fee/ Sliding Scale slots. Sliding scale options coupled with helping our clients understand their out of network benefits can remove barriers to care. Please ask your therapist about sliding scale options in your consultation.

We Understand Therapy is an Investment in Yourself and Your Relationships

We understand that finding with right therapist who understands your goals and has the expertise to help is an investment you are making in yourself and your relationships. We are very mindful of the time, energy, and money you dedicate to therapy with us and take our commitment to your wellbeing and your goals very seriously. We make sure you get the maximum value out of your therapy with us and see the most effective process of change with evidence-based therapies such as EMDR, Emotionally Focused Couples Therapy, Interracial Couples Therapy, etc.

Why aren’t we in-network? …We chose to prioritize our clients needs over insurance mandated limitations

We have opted to be out-of-network with insurance for reasons that our clients choose us for, time and time again!

We offer specialized services that our clients need and deserve: Insurance does not recognize specialized and holistic modalities of therapy as any different from talk therapy. This makes it hard for specialists to integrate evidence-based specialized treatment modalities if they are in-network with insurance due to strict limitations imposed by insurance.

We go above and beyond for our client confidentiality: Insurance companies typically require therapists to submit detailed clinical information about their clients for billing purposes, which can compromise our client’s privacy and confidentiality. By being out of network we can limit what we share with insurance for reimbursement purposes.

We prioritize our commitment to our client over interests of the insurance company. Limitations imposed by insurance companies on therapists, in the form of constraints on length/ frequency of session, length of treatment, mandating a diagnosis, serve the insurance company, not the client and can compromise the quality and effectiveness of therapy.

We ensure financial sustainability and work-life balance for our therapists: Most in-network therapists are not compensated fairly and are not able to maintain a healthy work life balance, thus leading to burn out and lower quality of care for clients. Going beyond talk therapy to offer specialized therapies like EMDR, Somatic interventions and Emotionally Focused Couples Therapy also requires our therapist to extend themselves in their work in ways that talk therapy does not! Ensuring our therapists are compensated fairly for their work is very important to us.

We are stand up to devaluation of Mental Health professionals and unfair billing practices by insurance companies: Did you know insurance companies pay ‘big box’ therapy companies more than specialists working in local practices and pay them commissions on top of that? This is a problematic trend that prioritizes the insurance company’s interests over clients interests as reimbursement is tied to organization size and not the therapist’s expertise! We do not want to perpetuate this trend and the devaluation of the mental health therapy field in general.